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Wallet Freak
CHASE ECOSYSTEM • HYATT TRANSFERS

Wallet Freak

You are the final boss of this game. You track every portal, every transfer partner, every retention offer, and you make the issuers cry.

warning ANNUAL FEES
-$550
verified_user CREDIT VALUE
+$300
trending_up POINTS VALUE
+$1200
emoji_events NET VALUE
+$950
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Build Your Loadout

SLOT 1

Premium Hub

Lounge access and transfer partners.

add
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•••• •••• •••• 4242
STRATEGY
American Express Platinum Card®
add
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•••• •••• •••• 4242
STRATEGY
Capital One Venture X Rewards Credit Card
SLOT 2

Dining & Grocery

Maximum multipliers on food.

add
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•••• •••• •••• 4242
STRATEGY
American Express® Gold Card
SLOT 3

Catch-All

For everything else.

Rules of Engagement

1

Maximize Credits

Ensure you use every single monthly credit (Uber, Dining, etc.) to offset the high fees.

2

Retention Offers

Call every year when the annual fee hits to ask for a retention offer.

3

Business Cards

Use business cards to keep your personal credit report clean and earn more points.

Ready to build this setup?

Track these cards, manage your fees, and calculate your net worth with WalletFreak.

Start My Wallet