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Family Freak
CHASE ECOSYSTEM • HYATT TRANSFERS

Family Freak

Big family = massive grocery bills, endless kids streaming, Amazon Prime addiction, and constant school-run gas. You squeeze every single family dollar for the absolute highest return, stacking cards and offers like a pro.

warning ANNUAL FEES
-$550
verified_user CREDIT VALUE
+$300
trending_up POINTS VALUE
+$1200
emoji_events NET VALUE
+$950
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Build Your Loadout

SLOT 1

Family Core Beast

6% groceries (to $6k), 6% streaming uncapped, 3% gas & transit – the ultimate family daily driver (2025 meta).

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STRATEGY
Blue Cash Preferred® Card from American Express
SLOT 2

Overflow Grocery & Dining

After $6k grocery cap → 4x unlimited groceries + 4x dining worldwide.

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STRATEGY
American Express® Gold Card
SLOT 3

Rotating Family Boosters

Wholesale clubs, Amazon, Target, Walmart when they hit 5%.

SLOT 4

Amazon & Online Addiction

Diapers, toys, everything delivered.

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STRATEGY
Amazon Prime Store Card

Rules of Engagement

1

Blue Cash Preferred First

Groceries, streaming, gas stations, Uber for kid pickups – always this card until caps hit.

2

Switch at $6k

Hit $6,000 grocery cap on BCP → immediately switch all food spend to Gold for 4x.

3

Quarterly Wholesale Runs

Stock up at Costco/Sam’s/Target the second wholesale clubs rotate in – combine with gift cards from grocery runs.

4

Credit Stacking

Use every Gold dining/Uber/Grubhub credit – that’s free money for family takeout nights.

Ready to build this setup?

Track these cards, manage your fees, and calculate your net worth with WalletFreak.

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