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Balanced Food & Travel
CHASE ECOSYSTEM • HYATT TRANSFERS

Balanced Food & Travel

Groceries are your biggest spend, restaurants are regular, and you take a few nice trips a year. You want strong grocery/dining rewards with solid travel upside, but nothing too complicated.

warning ANNUAL FEES
-$550
verified_user CREDIT VALUE
+$300
trending_up POINTS VALUE
+$1200
emoji_events NET VALUE
+$950
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Build Your Loadout

SLOT 1

Food Heavy Hitter

High returns on groceries and dining with transfer partner access.

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STRATEGY
American Express® Gold Card
SLOT 2

Grocery Max Alternative

6% groceries if you’re under the cap and prefer cash.

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STRATEGY
Blue Cash Preferred® Card from American Express
SLOT 3

Travel & Catch-All

Transferable points for trips or flat-rate on everything else.

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STRATEGY
Chase Sapphire Preferred® Card

Rules of Engagement

1

Food on Gold

Put all groceries and dining on the Gold card for 4x Membership Rewards.

2

Use the Credits

Hit your $10/month dining and Uber credits religiously – it basically pays the fee.

3

Occasional Big Redemptions

Save MR or UR points for a nice Hyatt stay or flight once or twice a year.

Ready to build this setup?

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